The Best Golf Club Sets for the Money 2023: Budget Buyer’s Guide

Golf clubs are expensive. There is no way around the fact that if you want to take up the game of golf, it’s going to cost you quite a bit of money. Unless, of course, you can find a great golf club complete value set. 

The best golf clubs sets for the money are fairly priced yet offer impressive equipment and components. The sets on this list are not going to fall apart after a year of use, and they will even work for golfers that are new to the game or those that have been playing for some time. 

We have put together the best golf club sets for the money across several different categories; there is sure to be an option on this list for your game. 

Best Golf Club Sets for the Money in 2023

Cobra Fly XL 13 Piece Set

The best golf club set for the money is the Cobra Fly XL 13 Piece Set. When you look at this bag’s components and think about buying them individually, the total pricing would be almost double what it is for the Fly XL. 

Cobra took some very high-performing equipment and put it into a moderately priced set and perfect for a wide range of golf handicaps. Each golf club set comes with a driver, 3 wood, 5 wood, 4 hybrid, 5 hybrid, 6-PW, SW, putter, and a golf bag. 

The driver is an oversized 460 cc clubhead that is available in two different flexes. It is a heel-biased club that helps to straighten out the slice a bit. The Fly XL has all the necessary equipment for the long game with two hybrids and two fairway woods. 

I love that this set includes both the PW and the SW; if you wanted to add a lob wedge to the set, that might be a good idea, but overall, this golf club complete set will be ready to perform for years to come. 

Putting together a golf club set like the Cobra Fly XL would be challenging and expensive. Take advantage of what Cobra did with this impressive choice for players.


  • Very forgiving and long-hitting golf clubs
  • Perimeter weighted cavity back irons for forgiveness
  • Great set makeup with 2 fairway woods and 2 hybrids
  • Fair value for the quality of the clubs 


  • Can be a tough fit for a very high swing speed player 

Callaway Strata Complete Set

Best Value
Callaway Golf Men's Strata Complete Set

The Callaway Strata is one of the top-selling sets for beginners because of its impressive forgiveness, strong distance capabilities, and fair pricing. 

  • Good set makeup for a new player
  • Easy to hit, forgiving clubs
  • Affordable golf club set
  • It helps slower swing speed players get more distance
  • Lightweight, easy to carry stand bag
  • Available in 12, 14 and 16 Piece Sets
  • Not for the fastest-swinging player
  • Putter quality isn’t the best
12-Piece Set on Amazon 16-PIece Set on Amazon
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The Callaway Golf Clubs are some of the most well-known on the market. With a Callaway golf club in the bag, you are going to have some of the highest-rated technology in your possession. However, Callaway golf clubs are not known for being cheap. 

To help appeal to the budget golfer, Callaway started putting out the Strata brand. These are golf clubs made by Callaway, sold in a complete set, but are not nearly as expensive. The same Jailbreak Velocity Blades and similar technology do not exist with Callaway Strata, yet the clubs are forgiving and reasonably priced. 

There are a few Strata set choices to choose from. The 12 piece set includes a driver, 3 wood, 5 hybrid, 6-9 iron, PW, putter, and a stand bag. You can simply add in a sand wedge and have a great value set of golf clubs with this set. 


  • Lightweight and forgiving 
  • Mallet putter 
  • Hybrid is very reliable from the rough 
  • Easy to carry golf bag 


  • Quality is best for beginner or occasional golfer 

Wilson Ultra Plus Complete Set

Best For Beginners
Wilson Ultra Plus Complete Set
  • Lightweight carry bag with adjustable straps
  • Available in a few different styles
  • Can get in short or long lengths
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One of the only negatives of purchasing a golf club set is that it can be tough to customize. A custom golf club set costs quite a bit of money and definitely takes you out of the budget type category. However, the Wilson Ultra Plus at least allows for a bit of customization in length. 

For tall golfers that need that extra inch on the golf clubs, the Wilson Ultra Plus is a great choice to consider. In addition, the Wilson Ultra Plus is a perfect golf club set for beginners.  The driver has a 460cc club head with a large sweet spot. The irons are cavity-back golf clubs designed to be more precise and allow for straight golf shots. 

Around the greens, Wilson always remembers to include high-quality components. The sand wedge, pitching, and putter are all designed for impressive performance and control. Wilson makes impressive golf clubs for juniors, women, and seniors. 


  • Large and forgiving driver
  • Perfect golf bag for the golfer that likes to walk
  • The affordable price point for a beginner golfer 
  • Impressive greenside control 


  • Feel of the clubs won’t be as good as the Cobar Fly XL

TaylorMade RBZ Speedlite Complete 13-Piece Golf Set

Best Premium
TaylorMade RBZ Speedlite Complete 13-Piece Golf Set

The TaylorMade RBZ Speedlite is a premium beginner golf set with all the clubs a new golfer should ever need; with high MOI and plenty of distance, this set is also built to last. 

  • Forgiving clubs
  • Easy to launch
  • Promote faster swing speeds
  • Wedges offer good control
  • The putter is stable and easy to align
  • The cart bag could be more durable
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The TaylorMade RBZ Speedlite is a new release from TaylorMade, and it fills a void in the marketplace. TaylorMade has always made the top-of-the-line premium golf equipment, yet they never really sold complete sets in this way. 

The RBZ Speedlite is the most expensive option on our list. Yet, when you put together a complete set of TaylorMade, you will spend double or triple this amount. 

Overall the RBZ Speedlite is a very lightweight golf club set. The impressive driver and three wood are made to encourage higher ball flight and greater overall distance. The RBZ Rescue is one of my favorite clubs in the bag and performs just as well as the TaylorMade SIM 2 Rescue. 

The modern mallet putter design features Pure Roll technology to help ensure the ball stays on the proper track the entire time you putt. Overall you will be impressed with the golf bag and the overall components of the RBZ Speedlite. 


  • It works for any player with a slightly slower swing speed 
  • Good short game golf clubs
  • Long distance golf club set for the money 


  • Not as reasonably priced as other options on the market 

Tour Edge Moda Silk Women’s Complete Set 

The Tour Edge Moda Silk Women’s Complete Set is an excellent option for a woman golfer on a budget. The great thing about this complete set is that it has a perfect combination of equipment for the female player. 

The set comes with a large driver, two fairway woods, two hybrids, and the 7-SW in the irons. In addition, there is a forgiving high MOI putter included with the set. The Moda Silk has a few different color choices, and each one will stand out on the course. 

The Moda Silk is an excellent choice for the mid to high handicap woman looking for distance, forgiveness, and impressive technology. 


  • Offset driver to help reduce slice
  • Nice looking golf bag 
  • Golf clubs help promote higher launch 


  • It does not work well for walking and carrying the bag

Tour Edge Bazooka 370 12-Piece Senior Complete Set 

The Tour Edge Bazooka 370 17 Piece Senior Complete Set is an excellent choice for a senior golfer on a budget. Senior golfers need more forgiveness, higher launch, and easier distance technology. The Tour Edge Bazooka has all of these components. 

You will notice that the driver and fairway woods are slightly offset, helping players that slice the golf ball. In addition, the set includes two fairway woods and a hybrid. These are clubs that senior golfers will rely on heavily as their swing speed starts to slow down. 

The short game is where a senior golfer can really stand out. With an impressive short game, senior golfers can compete with anyone. The set has a low center of gravity sand wedge and a blade-style putter with easy alignment. This is a golf club set that will stand out as one of the best on the market for a senior player. 

In addition, the Tour Edge Bazooka is one of the best golf clubs sets under $500. 


  • It comes with a deluxe cart bag 
  • All clubs are graphite A Flex
  • Tremendous value for a graphite set of clubs 


  • May need to add in another hybrid 

How To Pick The Best Golf Club Sets For The Money

With the growth in the game of golf over the last year or so, we are seeing more golf clubs sets make it to the market. This is a good thing when it comes to selecting and having more choices, but deciding which set to buy becomes more complicated.

So let’s look at a few of the things all golfers need to consider to ensure they get the best golf club sets for the money. 

Set Makeup

A golf club set makeup is the most important thing to look for when purchasing a complete set. Not all sets will come with the same components. You will want to ensure that the golf club set you are buying has fairway wood, hybrid, and wedges. 

These are the clubs that some companies will eliminate to make the set cheaper, but the overall pricing does not matter if there are not enough clubs to play a great round of golf. 

Shaft Components

The golf club shafts of a complete golf set are typically either graphite or steel. You will not have too many choices when it comes to the shaft and upgrades. Slow swing speed golfers should consider the graphite, and faster players need to look into the steel. 

Additional Features 

There are some additional features to consider in a set, like a golf bag or even headcovers. For the golf bag, try to think about whether or not you will walk the course or if you plan to ride. If you like riding, you will be fine to purchase a golf cart bag set. Walkers should look at the golf stand bag. 


The overall pricing of the best golf club sets for the money can range from around $500 to over $1000. The price is going to depend on the brand name and the individual components of the set. Try to find something that fits your budget and helps you feel as though you got some great technology. 

This is why the Cobra Fly XL stands out as such a great overall choice. 

Frequently Asked Questions

Here are a few of the questions that I am most commonly asked about the best golf clubs sets for the money. It’s wise to ask these questions before your purchase to know you end up with impressive quality. 

What clubs do I need to get started? 

As a beginner golfer, it is smart to find a set with a driver, a fairway wood or hybrid, three or four irons, a wedge, and a putter. When you have these golf clubs, you can learn the different types of shots that need to be hit around the course. Each of these golf clubs will be necessary to become a great player someday. 

Do I need to get fitted for my clubs? 

Getting fitted for golf clubs can offer tremendous benefits. However, there are also problems associated with this. When you get fitted for golf clubs, you are opening the doors to a wide range of products that may end up being the best for your game. 

Chances are none of these products will be sold as a complete golf club set. If you are on a budget and looking to save the most money you can, getting fitted for golf clubs won’t be necessary. 

It is a good idea to know your swing speed before purchasing your golf clubs. This can ensure that you get the proper shaft in place. 

Are complete sets better than individual clubs? 

Complete golf club sets almost always turn out to be a better deal than purchasing clubs individually. With a complete golf set, you are essentially getting a bulk discount that can’t be beaten. 

Sometimes technology on the complete sets is sacrificed to help keep the pricing down, but this won’t be an issue with the sets on our list. Although the Cobra FLY XL may not fly exactly as far as the new Cobra Radspeed, it has similar performance benefits.


Hopefully, you now feel you are prepared to purchase one of the best golf club sets for the money. With all of the challenges of loft gapping and product sourcing in today’s world of golf, it makes sense to purchase golf clubs in this way. 

With an option like the Cobra Fly XL on the market, it’s hard to go wrong. The clubs are lightweight and easy to swing, and they have a tremendous amount of power and forgiveness. Before you get too concerned about putting together a complete golf set, give this Cobra Fly XL a chance. You may find that it has everything you need and is easy on the budget as well. 

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Joe Morelli

Joe Morelli is the founder of TopRankGolf, a passionate golfer with decades of experience playing this amazing sport. He's dedicated to helping golfers learn, improve and enjoy the game of golf.